fino is a local-first personal finance app for Windows. It helps you connect your bank accounts, see where your money goes, and ask questions about your finances in Claude.
It keeps your day-to-day money view simple. You can check balances, sort spending, and find patterns without digging through bank sites or spreadsheets.
- Connect bank accounts from the app
- View balances in one place
- Track spending by category
- See income and recurring charges
- Ask questions about your money in Claude
- Keep your data local first
- Review your financial history in a clean view
Before you install fino, make sure your PC meets these basics:
- Windows 10 or Windows 11
- An internet connection for first setup and bank sync
- A modern browser installed on your PC
- Permission to install apps on your computer
- A Claude account if you want to use the chat features
For best results, use a recent Windows build with the latest security updates.
Go to the releases page and download fino for Windows:
On the releases page, look for the latest version. Download the Windows file that matches your PC, then open it to start setup.
- Open the releases page in your browser.
- Find the latest release at the top of the page.
- Download the Windows installer or app file.
- When the download finishes, open the file.
- If Windows asks for permission, choose Run or Yes.
- Follow the setup steps on screen.
- Open fino after installation ends.
- Sign in or create your app account if asked.
- Connect your bank accounts.
- Open Claude features and start asking questions about your money.
After you open fino for the first time, you can add your bank accounts. The app uses your bank connection to bring in account data so you can see your full financial picture in one place.
To connect an account:
- Open the account setup area in fino.
- Choose your bank from the list.
- Sign in with your bank login.
- Confirm the accounts you want to add.
- Wait for the first sync to finish.
If your bank supports more than one account type, you can pick the ones you want to track.
fino lets you ask plain-English questions about your finances. You can use it to find spending trends, check account activity, or review recent changes.
Try questions like:
- How much did I spend on food this month?
- What are my biggest recurring bills?
- Did my spending go up last week?
- How much did I save in the last 30 days?
- Which category grew the most this month?
Keep your questions clear and direct. The app works best when you ask one thing at a time.
Here are simple ways to use fino once your accounts are connected:
- Open the dashboard to check your balance
- Review spending by category
- Look for subscriptions and fixed costs
- Compare this month with last month
- Search for a charge you do not recognize
- Ask Claude for a quick read on your cash flow
You do not need to build reports by hand. fino gives you a simple view of what is happening with your money.
If you run into a problem on Windows, try these steps:
- Close fino and open it again
- Restart your PC
- Check that Windows is up to date
- Make sure you downloaded the latest release
- Confirm that your internet connection works
- Run the installer again if the first install did not finish
If a bank connection fails, sign out of the bank inside the app and try the connection again.
fino is built with a local-first design. That means your app keeps your personal finance data close to you and reduces the need to store more than needed in the cloud.
This setup helps you keep a clearer line between your money data and the rest of your online accounts.
After setup, you will usually see:
- A dashboard with your account overview
- A section for connected banks
- Spending and category views
- A place to ask Claude questions
- Settings for account sync and app preferences
The layout is built for quick checks, not long setup work.
No. If you can download a file, open it, and follow on-screen steps, you can use it.
You only need Claude if you want the chat features. You can still use the core finance views without it.
This guide is for Windows. The release page may include other builds if they are available, but the main setup path here is for Windows.
fino is built as a local-first app. That means it is designed to keep your finance data close to your device and reduce broad data sharing.
Sync timing depends on your bank and your app settings. Most users can refresh on demand and see recent changes after a sync completes.
- Connect your main checking account first
- Add savings next
- Review the spending categories
- Check for any recurring charges
- Ask Claude a simple question about last month
- Confirm that balances match what you expect
Use this page for the latest Windows download and updates: