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RegWatch: Agentic Regulatory Intelligence & Compliance Assurance Framework

RegWatch is an industry-grade, AI-driven regulatory intelligence platform designed to automate the discovery, classification, and monitoring of compliance obligations within the Nigerian financial ecosystem.


1. Architectural Philosophy: "Behavior-First, Automation-Safe"

RegWatch employs a rigorous 4-phase lifecycle to bridge the gap between intuitive user behavior and hardened automation. This methodology ensures that every automated test is grounded in empirical reality rather than theoretical assumptions.

  1. Exploratory Mapping: Physical browser exploration to capture raw DOM layouts and intuitive user journeys.
  2. BDD Translation: Rapid conversion of explorations into strict Gherkin (Given/When/Then) syntax.
  3. Pre-Automation Verification: Systematic replay of BDD scenarios against the live application to secure assurance on user-centric flows before committing to code. This layer eliminates wasted effort on broken or unstable features.
  4. Deterministic Automation: High-fidelity Cypress implementation utilizing extensive API interception and state-injection.

Gherkin-Centric Transparency

The framework utilizes Gherkin Syntax as its primary behavioral source of truth. This provides:

  • Universal Readability: Clear understanding for both technical engineers and business stakeholders.
  • Rapid Insight: Immediate transparency into automation design and functional coverage.
  • Deterministic Mapping: 1-to-1 alignment between behavioral requirements and automated assertions.

2. Risk-Based Orchestration (RTM Alignment)

Functional prioritization is driven by a deep-level Business-Classed Risk Matrix, ensuring that engineering efforts match organizational impact.

Functional Tiering

  • Tier 1 (Core - P1): Business-critical flows (e.g., Onboarding, AI Mapping, Webhook Sync). These must pass in CI/CD before any merge.
  • Tier 2 (High Usage - P2): High-impact features (e.g., AI Co-Pilot, Search Filters).
  • Tier 3 (Operational - P3): Supporting flows (e.g., Activity Logs, Reporting).

All tests are mapped directly to the Requirement Traceability Matrix (RTM) using unique REG-XXX identifiers, providing a continuous audit trail from requirement to verification.


4. Engineering Determinism & Pipeline Stability

To handle the inherent non-determinism of LLM-backed services and third-party webhooks, RegWatch employs several advanced engineering patterns:

  • Deep API Interception: Every external AI request and webhook trigger is intercepted and replaced with high-fidelity static JSON fixtures.
  • JWT State Injection: To optimize execution time, the framework bypasses UI-based login overhead by injecting JWT tokens directly into local storage via cy.request() hooks.
  • Empirical Selector Governance: Selectors are never hallucinated. All locators are extracted from live browser sessions, backed by visual evidence, and stored in a centralized selector_map.json.
  • Deterministic Mock Synchronization: Real-time UI updates (WebSockets/Polling) are validated by programmatically triggering mock webhook payloads during local E2E runs.

5. testAignite: AI-Driven Analytics & RCA

The framework integrates testAignite for advanced, quantitative throughput analysis and failure remediation.

Core Analytics Features

  • AI-Enhanced Root Cause Analysis (RCA): Automatically maps failure logs, investigates the technical cause, and classifies the business risk.
  • Automated Fix Proposals: Generates predictive remediation suggestions for failed test schemas and DOM selectors.
  • Quantitative Dashboard: A centralized portal displaying test metadata against strict performance thresholds:
    • Success Rate: >90% target for E2E suites.
    • Categorization Accuracy: >90% mapping precision.
    • Fidelity Score: Quantitative measure of mock-to-reality alignment.

Operations SLOs

  • Dashboard Load Performance: Core metrics must render in < 3 seconds.
  • AI Inference Latency: Profile rescan and mapping must conclude within 30-60 seconds.

6. Ecosystem Integration

RegWatch serves as the intelligence layer within the RegTech365 Ecosystem:

  1. Ingestion: RegWatch identifies and classifies regulatory circulars.
  2. Assessment: Users execute intelligent pre-assessments to identify gaps.
  3. Handoff: Critical gaps are funneled to RegComply for task distribution and remediation.
  4. Sync: A robust webhook infrastructure ensures that task completion in RegComply is reflected instantly in the RegWatch high-level executive dashboard.

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