payments-agent

Solo Founder OS agent #11 — overdue-invoice reminder drafter with HITL gating.

The 7th canonical layer of a one-person-company stack: monetization. Drafts reminder emails for overdue Stripe invoices, picks tone by severity (gentle / firm / final), queues every draft for human approval before send.

Built on solo-founder-os — uses its HitlQueue, AnthropicClient, log_outcome, and record_example primitives.

Why money is special

The agent's system prompt has hard rules other agents don't need:

• NEVER thank a customer for a payment that didn't happen.
• State the EXACT amount and currency from the invoice. No rounding.
• State the EXACT number of days overdue.
• NEVER invent a payment link.

These are asserted in tests so a future prompt rewrite can't drift them away.

Install

pip install payments-agent

Optional Stripe wiring (v0.2):

pip install 'payments-agent[stripe]'
export STRIPE_API_KEY=sk_live_...

Without STRIPE_API_KEY, the agent uses MockProvider with three fixture invoices — useful for dev, demos, dry-runs, and the "I don't have Stripe yet" onboarding path.

Usage

# Dry-run with mock invoices, queue 3 reminders to ~/.payments-agent/queue/pending/
payments-agent triage

# Show queue counts
payments-agent queue-status

# Approve / reject manually:
mv ~/.payments-agent/queue/pending/<file>.md \
   ~/.payments-agent/queue/approved/

# Or use sfos-ui (from solo-founder-os) for a unified dashboard across
# all SFOS agents:
sfos-ui

Severity ladder

Days overdue	Severity	Tone
0–7	gentle	"just a heads up"
8–30	firm	direct + mention next-step consequences
>30	final	service suspension as next step

Status

v0.1 — mock provider only. Real Stripe wiring lands in v0.2 once the agent has been validated against fixture data.

License

MIT.

---

🧩 Part of the Solo Founder OS stack

A growing collection of MIT-licensed agents that share solo-founder-os as their base — cron, eval, reflexion, AnthropicClient, HITL queue, notifiers. Each agent is independently useful; together they cover the full one-person company workflow.

🌐 The whole stack is live in production at vibexforge.com.

Agent	What it does
solo-founder-os	The shared base lib (cron · eval · reflexion · skill library · DGM-lite). Every other agent depends on it.
build-quality-agent	Pre-push Claude diff reviewer + local build runner — catches CI-killing changes before they ship.
customer-discovery-agent	Reddit pain-point scraper + Claude clustering for product validation.
funnel-analytics-agent	Daily founder brief + real-time PH-day alerts across 9 sources.
orallexa-marketing-agent	AI marketing agent — submit project once, get platform-native posts for X / Reddit / HN / Dev.to / 小红书 + 7 more. Powers vibexforge.com.
vc-outreach-agent	Cold email drafter — investors (vc mode) or paying customers (customer mode, merged from customer-outreach in v0.9.0). HITL queue + SMTP sender.
cost-audit-agent	Monthly bill audit across 6 providers (Vercel / Anthropic / OpenPanel / HyperDX / Supabase / GitHub Actions) with dollar-tagged waste findings.
bilingual-content-sync-agent	EN ⇄ 中文 i18n diff + Claude translate + HITL apply. Batch API path @ 50% off.
customer-support-agent	Triage user messages → auto-draft replies → HITL queue. Closes the L5 customer-support layer.

Each agent's own row is omitted from its README. Install whichever solve real problems for you — pip install <agent-name>.