-
Notifications
You must be signed in to change notification settings - Fork 0
Expand file tree
/
Copy pathmodel_summary.txt
More file actions
127 lines (112 loc) · 4.08 KB
/
Copy pathmodel_summary.txt
File metadata and controls
127 lines (112 loc) · 4.08 KB
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
126
127
========================================
CREDIT RISK MODEL SUMMARY
========================================
Model: C5.0 Decision Tree
Date: 2026-05-17
========================================
CALL
========================================
C5.0.default(x = training_input, y = training_class,
control = C5.0Control(label = "Risk Rating"))
========================================
DECISION TREE RULES
========================================
kpr_aktif = YA:
:...jumlah_tanggungan <= 4: 3 (255/4)
: jumlah_tanggungan > 4:
: :...pendapatan_setahun_juta > 248: 4 (52)
: pendapatan_setahun_juta <= 248:
: :...durasi_pinjaman_bulan <= 24: 4 (71/17)
: durasi_pinjaman_bulan > 24: 5 (72/4)
kpr_aktif = TIDAK:
:...pendapatan_setahun_juta <= 95: 2 (36/7)
pendapatan_setahun_juta > 95:
:...durasi_pinjaman_bulan > 36: 2 (37/4)
durasi_pinjaman_bulan <= 36:
:...pendapatan_setahun_juta > 201: 1 (50)
pendapatan_setahun_juta <= 201:
:...durasi_pinjaman_bulan > 24: 2 (73/33)
durasi_pinjaman_bulan <= 24:
:...jumlah_tanggungan > 2:
:...durasi_pinjaman_bulan <= 12:
: :...pendapatan_setahun_juta <= 177: 1 (2)
: : pendapatan_setahun_juta > 177: 2 (2)
: durasi_pinjaman_bulan > 12:
: :...jumlah_tanggungan <= 5: 2 (9/2)
: jumlah_tanggungan > 5: 1 (2)
jumlah_tanggungan <= 2:
:...pendapatan_setahun_juta > 148: 1 (78/8)
pendapatan_setahun_juta <= 148:
:...jumlah_tanggungan <= 0: 1 (23/4)
jumlah_tanggungan > 0:
:...pendapatan_setahun_juta <= 110: 2 (10)
pendapatan_setahun_juta > 110:
:...durasi_pinjaman_bulan <= 12: 1 (14/2)
durasi_pinjaman_bulan > 12: 2 (14/4)
========================================
TRAINING EVALUATION
========================================
Tree Size: 17
Errors: 89 (11.1%)
Classification by Class:
(a) (b) (c) (d) (e) <-classified as
---- ---- ---- ---- ----
155 46 2 (a): class 1
14 131 1 (b): class 2
2 251 (c): class 3
2 106 3 (d): class 4
2 17 68 (e): class 5
========================================
ATTRIBUTE USAGE
========================================
kpr_aktif 100.00%
jumlah_tanggungan 75.50%
pendapatan_setahun_juta 68.13%
durasi_pinjaman_bulan 57.13%
========================================
TESTING EVALUATION
========================================
Correct predictions: 96
Wrong predictions: 4
Model accuracy: 96%
========================================
CONFUSION MATRIX (Testing Set)
========================================
Predicted \ Actual 1 2 3 4 5
1 20 0 0 0 0
2 4 13 0 0 0
3 0 0 38 0 0
4 0 0 0 9 0
5 0 0 0 0 16
========================================
VARIABLE IMPORTANCE
========================================
Overall:
kpr_aktif 100.00
jumlah_tanggungan 75.50
pendapatan_setahun_juta 68.13
durasi_pinjaman_bulan 57.13
========================================
NEW APPLICATION PREDICTIONS
========================================
Application 1:
Income: 200 million
Active KPR: YES
Tenure: 12 months
Dependents: 6
Predicted Risk Rating: 4
Application 2:
Income: 150 million
Active KPR: NO
Tenure: 64 months
Dependents: 6
Predicted Risk Rating: 2
Application 3:
Income: 300 million
Active KPR: NO
Tenure: 24 months
Dependents: 2
Predicted Risk Rating: 1
========================================
END OF REPORT
========================================