.env.example

# Hedera Testnet - Agent/Operator account
HEDERA_OPERATOR_ID=0.0.XXXXX
HEDERA_OPERATOR_KEY=302e...hex...
HEDERA_NETWORK=testnet

# Token IDs (created by npm run setup)
MOCK_TSLA_TOKEN_ID=0.0.XXXXX
MOCK_AAPL_TOKEN_ID=0.0.XXXXX
USDC_TEST_TOKEN_ID=0.0.XXXXX
SPEND_NOTE_TOKEN_ID=0.0.XXXXX

# Dynamic (https://app.dynamic.xyz)
NEXT_PUBLIC_DYNAMIC_ENV_ID=environment-id-from-dynamic-dashboard
DYNAMIC_ENVIRONMENT_ID=environment-id-from-dynamic-dashboard
DYNAMIC_API_KEY=your-dynamic-api-key
DYNAMIC_SERVER_WALLET_ID=your-dynamic-server-wallet-id
DYNAMIC_SERVER_WALLET_ADDRESS=0xYourDynamicServerWalletAddress

# Pinata IPFS (https://pinata.cloud)
PINATA_JWT=your-pinata-jwt-token

# Price API (optional, falls back to hardcoded)
YAHOO_FINANCE_ENABLED=true

# Plaid (optional — app falls back to demo data without these)
# Get keys at https://dashboard.plaid.com/developers/keys
PLAID_CLIENT_ID=
PLAID_SECRET=
PLAID_ENV=sandbox

# Lithic (virtual card issuing)
# Sign up at https://lithic.com → Dashboard → get sandbox API key
# Set LITHIC_MOCK=true for development (returns fake card numbers)
LITHIC_API_KEY=
LITHIC_MOCK=true
LITHIC_ENV=sandbox

AUDIT_TOPIC_ID=your-hedera-topic-id-for-audit-logs

NEXT_PUBLIC_SUPABASE_URL=https://your-supabase-url.supabase.co
SUPABASE_SERVICE_ROLE_KEY=your-supabase-service-role-key

MINIMAX_API_KEY=your-minimax-api-key
CRON_SECRET=some-random-string-for-cron-job-auth

BASE_SEPOLIA_PRIVATE_KEY=your-ethereum-sepolia-testnet-private-key

BASESCAN_API_KEY=your-basescan-api-key-for-sepolia

MOCK_USDC_BASE_ADDRESS=0x3BE24eC5d3600dFd8abd854CC5Db8e07B4dd3E8c