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SIMD 436: Decrease rent #1224

@mcintyre94

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@mcintyre94

See SIMD: https://github.com/solana-foundation/solana-improvement-documents/blob/main/proposals/0436-reduce-rent-exempt-minimum-by-2x.md

Recently we added getMinimumBalanceForRentExemption which allows calculating the minimum balance required to initialise an account to hold N bytes.

SIMD-436 will soon decrease the rent required, and we will need to update this function also.

The main concern here will be deciding when to ship this, as the updated value rolls out across clusters.

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